PenFed Gold Visa 2500 Amex Delta Gold 10,000 Care Credit 12,000 Petal 1 Visa 2900. The site does not include all credit card companies or all available credit card offers. WF Platinum 1000 WF Reflect 6000 Verizon Visa 6500 Ally MC 4000. I have been applying every month or so seeing if I would get approved but haven't until now I recently opened a checking account for the 250 bonus. MISCELLANEOUS COMMENTARY. in december 2020 i started my rebuild. There is no loan riskier than 100 loan (which they keep in house so they shoulder all of the risk). Scan to check your FICO &174; Score and credit data while on the go. I logged into my USAA account today and was browsing products and noticed I had a new offer for a new credit card with USAA called the Eagle Navigator Visa Signature card. Congrats on your CLI Nice bump from on my first Apple Card CLI request. These are sometimes listed on the tri-merge mortgage report as follows EquifaxFICO classic V5 FACTA. Last months on nov, 22 applied for the Bread amex cashback card at that time experian fico score was 820 it drop by 3 points to 817 when hard inquiry hit the experian report. FICO Score Simulator Explore how different actions could affect your FICO Scores. Non Amex Cards. This evening I received a score alert from Equifax and the newly updated score in the exact range I believed it should be. Chase IHG Premier WEMC-16,700 CL. You do need to wate 6 months for your first increase then 4 months then after. Limited, Bad. Official travel point totals as of 102423 (1,324,497 Total Points) Chase Ultimate Rewards 635,913 IHG One Rewards 144,443 Hilton Honors 143,801 AMEX Membership Rewards 101,672 World of Hyatt 90,413 Marriott Bonvoy 65,343. This unfortunately comes with a cost, which we will dive into later. Mission Lane Visa 1850 Credit One Platinum x5 3000 Credit One Wander 1700 Upgrade Visa 2000. however when i got my cap1 cards some of the offers were quicksilver, quicksilver one, & venture one. Re So confused and overwhelmed about dispute letters. -Applied via a mailer invitation code. This includes all 28 FICO scores, access to various tools and analysis, US-based customer support, and the myFICO credit community forums. 19 Replies 2179 Views. 5 - NFCU 75. With myFICO, you. All my existing cards are at 500-4300 so this is amazing. Got a new Boot Barn CC CLI at activation by KhalifaJayy on 01-26-2023 0524 PM Latest post on 01-29-2023 0206 PM by mgood. I decided to join mostly because I saw they don't charge foreign transaction fees when using the debit card and the quarterly pre-approvals everyone seems to love. SOCKDRAWERED FNBO JEEP CARD 7700 FNBO FORDPASS REWARDS 1000. Re Curve Card - Still in Beta. Audi uses tiers based on score range. Nov 14, 2023 Couple of Personal Loan denials tonight, DPs. There is anecdotal evidence of applicants with scores as low as the mid-600s being approved, but that's rare. Nov 28, 2023 The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. Message 18 of 73. the amount of credit available) on every credit card except for onea card she didn&39;t even know was still open. It had a 100 credit limit, and she wanted to increase that limit so that her utilization ratio would decrease. 5K, Decided to pull the trigger since they were offer 0 for 12 months. Also, as mentioned upthread, yes, we'll need a complete breakdown of all accounts on your reports, both good and bad, before we can help you build a plan. Re New AT &T Points Plus card by citi. Re USAA NEW Eagle Navigator Visa Signature Card. Previous thread looks like it&39;s now archived. If you need to speak with us, just call our toll-free US-based customer support. Its always helpful to get a little advice before committing to an auto loan. Previous thread looks like it&39;s now archived. Cards BoA CCR MC 8,000 Chase Amazon Prime VS 1,500 Chase Freedom Unlimited VS 5,000 Chase Sapphire Preferred VS 12,000 Elan Sharonview FCU Max Cash Preferred VS 23,500 TCL. Last day of 60,000 Bonus points on 4,000 Spend, I will also be using the 100 Seat Upgrade credit so in net 600 Bonus value. by helpwithfinances on 07-25-2023 1056 AM Latest post on 07-30-2023 1141 PM by MeredithLepore. Apr 7, 2018 Top. This makes myFICO Forums one of the largest credit forums and can serve as a great place for your thoughts, ideas, and questions to be seen by thousands of other people. myFICO is a subscription credit monitoring service that helps users track their FICO credit score and identity theft protection. com aka Figure (Figure Lending, LLC). i think i made a mistake in taking the quicksilver WEMC labled for good credit. Though it wouldn't surprise me if they've started to become more restrictive, either. Top Lender TCL - Chase 156. Goal Score 850. Ally has 4 new credit cards Ally Platinum MasterCard A credit builder card, with no rewards but access to a FICO score (unsure which), and a promise of regular CLI reviews. 8 Replies 768 Views 8 Replies. Congrats To get the statment credits "The amount of your statement credit will be based on the purchases you made on your AT&T Points Plus account during the billing cycle. Re JP Morgan Chase reporting closed credit card at 7 year mark. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen. I emailed them a scan of my ID and called back a few days later. Wells Fargo had a leadership change with new CEO Charlie Scharf in March 2020. I tried it out but it&39;s not working yet. Credit risk is the likelihood of defau. financial institutions use FICO Scores to make consumer credit decisions. PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). BMO is really not Inquiry or new account sensitive. 99 for 18 months or purchases and balance transfers. I have two cards, Propel and Active Cash. when you ask for CLI&39;s, always ask at least 8000. Learn more about FICO scores here Your Guide To Credit Scoring. Some can stay longer, some are removed earlier than 10 years. Re MyFico is a fraud Honestly a clean CR with low util would produce good scores in any system and allow you to obtain credit at good rates. (DV&39;s are never sent to the OC). Message 6 of 40 2 Kudos Reply. Current FICO 8 Score in 062021 EQ-796, TU-806, EX-812. My goal is to have all three FICO 8 scores at 780 or above. Chase flagged my application for documents upload. Not to mention they cover a year of Prime occassionally too. I have 13 inquiries on my Experian file in the last year. I logged in today to check my statement and was very surprised to see my. More than two years ago, we realized that we were in over our heads with debt and signed up with a Debt Management Plan (DMP). The APR is a bit higher than I would like, however I do not plan on carrying a balance so its fine I guess. some of the offers were labled as "for good credit". Feb 22, 2023 Highest reported credit limit 58,000, according to a member on the myFICO forums. Re Beware of SoFI credit card. I went ahead and pulled the trigger for the Citi Premier. Re Venmo Visa Signature Card - Approved for 25K. This is a little ouch. Find the latest news, tips and insights from other members and experts on the myFICO Forums. By disputing accurate derogatory information, it will be updated and drop your FICO score. To summarize, I have located two companies that provide services but you - 6727045 - 3. User1065252 wrote Thanks MSmart007 for the tips. some of the offers were labled as "for good credit". APRLEASE RATE 3. Re US Bank Altitude Reserve Approval Congrats on your approval So they pulled TU for you. Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Asked for 7000. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). I started with the Base Share Savings -. Previous thread looks like it&39;s now archived. Jul 29, 2021 GRID 1 This list calls out which CRA (credit reporting agency) was pulled based on specific states. Read stories from myFICO Forum members who share their experiences. My latest score is from June 30th. AMEX is almost always a soft pull on personal reports if already an AMEX customer. I've posted a few comments on more than a few threads that are usually covering the same topic "Why won't my secured card - 5083619. Getting Citi preapproved offers just about every 2-3 weeks. If it doesnt fit in the other boards, put it in the Smorgasboard This board includes the zany, fun and social stuff cat pictures, jokes, trivia,. Apparently Gemini isn&39;t very inquiry sensitive. Sounds like I'm off the blacklist but wondering if I should just pull the trigger for science. they will counter offer you what they are willing to give. APR after 13. Got 12K on that. 5K, Decided to pull the trigger since they were offer 0 for 12 months. I was approved for 3 different Penfed cards (Promise, Powercash, and Pathfinder) with an active Chapter 13 (had permission). Getting Citi preapproved offers just about every 2-3 weeks. Some Comenity bank card have an option to log in to see if you are pre approved, the only one I know is Brylane Home. ANNUAL INCOME 32,000. Re Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products. I had this card. Feel free to respond to any new links that aren&39;t posted - 6435323. Turns out they just wanted a copy of a ID. Since it&39;s not legally mandated like removal of negatives, there isn&39;t a rule, more like whenever CRAs decide to do some house cleaning. Typical starting limits I see with Citi are between 5-7k. You get unlimited cash back rewards on all eligible purchases without paying an annual or foreign transaction fee. I'm going to guess that your Quicksilver had not yet reported that 2900 balance when you ran the prequalification tool in late November, since then has reported the 2900 balance, but hasn't yet reported again showing the updated 0 balance. Just some info for all of you. I recently signed up for FedEx Delivery Manager, and am currently expecting an expensive item scheduled for delivery today. Every single time we try to log on to Citi to pay a card our "information" is. SoFi Experian 706 (current score from yesterday&39;s update). If youve received one of these offers, American Express is indicating that it considers you. I don&39;t know how they will make money here with the fees. Since it's not legally mandated like removal of negatives, there isn't a rule, more like whenever CRAs decide to do some house cleaning. Rewards Earn 2 miles per dollar on every purchase. Heres my profile PRIOR to application DiscoverIT Student - 0621 - 2. -Credit scores were 734 TU 735 EQ. Dec 19, 2023 72k in business credit cards Approvals. com include a FICO. They show a score range for qualifying from 630 up, so I&39;m guessing I may not get their best rate of 8. As a Visa&174; cardholder, youre only responsible for purchases you authorized. The account has a 95. She had a high credit utilization ratio (the amount of credit used vs. The past couple of days I&39;ve noticed I can&39;t log in once within the community (note community tab highlighted) using the log insign in links as highlighted below in the merged screen shots. All FICO &174; Score products made available on myFICO. RCU Platnum Visa-5,000 CL. Various banks and credit unions (Harborstone, gateway, etc) all called the "Max Cash Preferred" cards. Currently have credit limit 62,250 and seeking to achieve 100k credit limit by the end of this year. This is a little ouch. If it doesnt fit in the other boards, put it in the Smorgasboard This board includes. Jordan23ww wrote GatoradeZeroGuy thank you again for the link and infoDecisions, decisions I only ran the pre approval with my wife's info so far since she's had a card with Capital One for 10 years. Credit Unions post bankruptcy info. its been stuck in the bucket with a 400 credit. Iwe have 2 branded Citi cards, a Costco Visa and Citi-backed Wawa and Home Depot (actually 2 HD cards mine and the DW's). Or maybe there was a major financial event like a death in the family, divorce, disability, job loss, or others which resulted in lates, charge-offs, and collections. I&39;m starting a new thread here with the intention of describing our experiences with Chapter 13 bankruptcy. Typically, you have a bit of time before the late payment affects your credit. Find answers, share experiences, get support and help others with their credit questions. Topics include credit reports, identity fraud and more. 95 Premier plan from the website. Suspect that merchants have contracts to block financials from converting their affinity cards so they do not have their card base eroded by product changes Thought I would provide a data point on my PC from the Citi TYP to the Citi Custom Cash. On the other hand, another user reported an increase in their credit limit by almost 100 during this transition. I have been depositing my whole check into Sofi so maybe that had something to do with it. It was a UK issued debit card. Re Pulls Experian. Prequal was for 12. 4 - BofA 99. ) My Experian FICO was 837. I have seen many posts of cards appearing, not imagine, in just a few days. 3 Kudos. GRID 1 This list calls out which CRA (credit reporting agency) was pulled based on specific states. Makes me extra salty about my low SL they gave me. First DD will hit in the middle of this month. 12 Replies 2299 Views. If you spend 500-999. APR after 13. They have really good financing for business, allow u to pay payments in advance, and have fairly competitive rates. FICO 89 Chase FF WEMC-25,200 CL. its been stuck in the bucket with a 400 credit. Protecting my identity and checking my credit with MyFICO went off without a hitch. Opened a free checking account and premium savings account with 500 initial deposit to the savings account. AoOA > 30 years (Jun 1993); AoYA (Jul 2023) Hover cursor over cards to see name & CL, or press & hold on mobile app. The process involved calling and speaking to a person who was entering my income information and requested CLI into a system and reading me the results. 4000 approved this morning (25 May 2021). Which I will be opening. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). AMEX - Normally soft pulls but may HP or ask for IV or FR. The Experian Smart Money Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. FTC&39;s website on credit. So I have some questions. Asked for 4k and stated my reason was "longer - 6479862. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Re Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products. I joined DCU last August and was pre approved for the platinum card but decided to wait and gave my other account age a little more. I have seen many posts of cards appearing, not imagine, in just a few days. Apparently Gemini isn't very inquiry sensitive. Total revolving limits 741200 (620700 reporting) FICO 8 EQ 698 TU 704 EX 685. Dec 13, 2022 Re Wells Fargo Credit Card Data Points Needed for Approval. I called Chase of course, and apparently it&39;s just an announcement of the rebranding of their "pay over time. The best identity theft protection service for security. FICO&174; Scores Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending. Citi Double Cash is just a straight easy 2 back, there were no benefits or credits for opening it. And last but not least after discharge I realized how many errors were on my credit report. Aug 1, 2021 This is a comprehensive write-up of my findingsexperience with Figure. Since its introduction over 25 years ago, FICO Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. May 13, 2022 Re Venmo Visa Signature Card - Approved for 25K. kafatek shuriken burrs, abs oluporn
I have been depositing my whole check into Sofi so maybe that had something to do with it. . Myfico forums
This unfortunately comes with a cost, which we will dive into later. PayPal Bill Pay Credit Card Rewards. 00 total. I had to - 6706384. 19 Replies 2179 Views. com, including credit education, offers, forums, pricing and more. Both were instant approvals, first one for 12,000. Then cancel the secured card then after you have the Venture. Fannie Mae is very clear that you can use 0mo as the payment in your situation. Again, very much YMMV. Got approved for 1000. Lenders use scores to measure and understand credit risk. You do need to wate 6 months for your first increase then 4 months then after. It's not necessarily important; it depends on your business, and whether it needs credit. L Brands is hoping that B&BW will be more valuable as a standalone higher-margin business. Using myFICO Forums is part of the product that myFICO offers. Another is to use the special checks which are just linked to the CLOC. You would be better off getting a small secured card to do your rebuild than any of these. Eq is at 783. Apr 4, 2012 Journey through Chapter 13. While a credit score of 700 is recommended for PayPal Credit, its essential to consider other factors that can impact your approval chances. Jul 5, 2023 Sounds like I&39;m off the blacklist but wondering if I should just pull the trigger for science. Competition and litigationcorporate image concerns (sexual. Congrats on your CLI Nice bump from on my first Apple Card CLI request. I have been applying every month or so seeing if I would get approved but haven't until now I recently opened a checking account for the 250 bonus. Message 9 of 18. Falcon9 wrote Saturday (22 May 2021) I submitted a CLI for my Platinum card. Some payees that. Credit limit is 15,000. Cards BoA CCR MC 8,000 Chase Amazon Prime VS 1,500 Chase Freedom Unlimited VS 5,000 Chase Sapphire Preferred VS 12,000 Elan Sharonview FCU Max Cash Preferred VS 23,500 TCL. This will complement my amex platinum. I have two cards, Propel and Active Cash. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. a CLI or a new card approval. 5 on restaurants beats my current 3 that I've been getting on non-fast food, and there's 150 bonus if you spend 3000 in the first three months, so I applied for it. Has only one location. Message 11 of 11. Ex hasn't budged at 777, so close. Re PenFed Personal Loan. Credit Unions post bankruptcy info. I was approved for a gemini mastercard today. Does anyone know why P. These are sometimes listed on the tri-merge mortgage report as follows EquifaxFICO classic V5 FACTA. Its a slow process to build, but trust me, you have setup your base pretty well. Hmm, looks like an inferior version of the NFCU Flagship Rewards. Insights Learn how your credit history affects your FICO Scores. Congrats To get the statment credits "The amount of your statement credit will be based on the purchases you made on your AT&T Points Plus account during the billing cycle. PenFed Gold Visa 2500 Amex Delta Gold 10,000 Care Credit 12,000 Petal 1 Visa 2900. Total revolving limits 741200 (620700 reporting) FICO 8 EQ 698 TU 704 EX 685. Goal Score 850. Hmm, looks like an inferior version of the NFCU Flagship Rewards. I have a recently opened Capital One Platinum card with a 300 deposit300 limit. MyFICO is a subscription credit monitoring service that helps users track their FICO credit score. Credit utilization 2. Economy is a mess. The AmEx Green is really a bad card. Hey Forum, Just leaving more data points here. accepting applications via invite. Congratulations on your Active cash credit card from Wells Fargo. Coming around the end of March my 15k NFCU AMEX More Rewards card will be due for another CLI (180 days) after 1st 913 increase and my new 9100 Flagship will be eligible end of March as. Rebuilding credit. These were all soft pull "check your rate" inquiries Loan amount requested 13,000. Derogatory accounts None. Just received an email today congratulating me that my Cap One Quick Silver has been upgraded to World Elite Mastercard. 00, second one 18,000. The only difference, number of pulls. Main Card Setup. I had to - 6706384. My BCP is the current daily driver and I've been happy with it apart from the 95 AF. Credit reports. its been stuck in the bucket with a 400 credit. You get unlimited cash back rewards on all eligible purchases without paying an annual or foreign transaction fee. 13 hours ago Experian fico 8 drops by 13 points from 817 to 804 after bread amex card reports. Disco It-8,000 CL. These were all soft pull "check your rate" inquiries Loan amount requested 13,000. Lenders use scores to measure and understand credit risk. Jun 29, 2022 Gemini Mastercard. PayPal cashback WMC-8,000 Cl. Hello again I joined DCU a couple days ago and completed my login registration today. I logged in today to check my statement and was very surprised to see my. All my existing cards are at 500-4300 so this is amazing. 0 - CITI 86. Advertiser Disclosure The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. Has 3 locations within the city, and 1 more in a neighboring state. Advertiser Disclosure The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. We both got HPs on all three CRAs and pre-approval for the. Re JP Morgan Chase reporting closed credit card at 7 year mark. Another is to use the special checks which are just linked to the CLOC. Congrats on your new Flagship card. Mission Lane Visa 1850 Credit One Platinum x5 3000 Credit One Wander 1700 Upgrade Visa 2000. Couple of Personal Loan denials tonight, DPs. 00 total. Soft-pull PREAPPROVALs - Updated 42021. Answer these ten easy questions and we will estimate your FICO &174; Score range for free. A year or so later I requested again to 10K, they gave me 5,100 and that's where it has been for the past 12 years or so. Apparently based on location I hear. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Every one of those CLIs over 12 was actually just 100. Here we go again. . toms cara penny loafer